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Confidential

Ethica Mobile Banking

Ethica Microfinance Bank's mobile banking app, built in Flutter by Payvantage's mobile team. I contributed four features: discounts on bills and utilities, the KYC tier 1 to 2 upgrade, the tier 2 to 3 upgrade built on the address verification SDK, and target savings.

Context
Contributed to · Payvantage for Ethica Microfinance Bank
Role
Contributor, alongside the senior mobile developer
Ownership
Contributed to
Platforms
Mobile
Stack
Flutter, Dart, BLoC (Cubit)

Confidential production system. No screenshots, code, architecture or data from it are published here, and descriptions stay at the product level.

Responsibilities

What I did

  • Bills and utilities discounts: discounted pricing across airtime, data, cable TV and electricity, carried through each transaction summary and payment authentication.
  • KYC tier 1 to 2 upgrade: the upgrade form and its status tracking, including the address details and the utility-bill requirements notice.
  • KYC tier 2 to 3 upgrade: integrated the Address Verification SDK into the app's upgrade flow, from the start screen to confirmation.
  • Target savings: goal-based savings with creation, top-ups, liquidation, transaction history and receipts.
Outcomes

What came of it

  • The app serves 12,000+ users.